Debt capital for commercial real estate, placed with precision.
Strait Lending structures, underwrites, and places financing across an institutional network of capital sources — multifamily, bridge, construction, and permanent debt. Every quote is backed by a real rate sheet.
Debt placed across CRE asset classes
Active capital sources in the network
From bridge to agency to permanent
Typical path to a signed term sheet
Run the numbers in seconds.
Size a loan, check coverage, and see what a refinance actually saves — priced against live benchmarks, no signup required.
Have a question about a file? These are estimates. Send us the specifics on your deal and get a straight answer from a real person — no application required.
Ask us about a fileWant an exact read? Upload your mortgage statement and we'll calculate your real savings — create a free account to see your personalized result in your borrower portal.
One desk for the whole capital stack.
From senior debt to the gap, we place the right capital for the asset and the business plan — not whatever happens to be on one lender's menu.
Multifamily & Agency
Fannie, Freddie, FHA, and bank execution for stabilized and value-add apartments — fixed and floating, full- and interest-only.
Bridge & Transitional
Speed for lease-up, repositioning, and time-sensitive acquisitions, with a clean path to permanent take-out.
Construction & Development
Ground-up and heavy value-add — senior construction, C-PACE, and stretch senior structured to the project.
Acquisition & Refinance
Purchase, rate-and-term, and cash-out execution for stabilized commercial assets — fixed or floating, recourse or non-recourse.
Permanent · Life Co · CMBS
Long-term, non-recourse debt for stabilized assets across life companies, CMBS, and balance-sheet lenders.
Mezzanine & Preferred
Gap capital that completes the stack — subordinate debt and preferred equity sized to your returns.
A processed file beats a phone call.
We do the underwriting up front so lenders compete on a clean credit story — which is how you get real terms, faster, and a close that holds.
Scenario & terms
Send the deal. We model the sources and uses, size the debt, and come back with realistic terms — not a teaser rate.
Underwrite the file
We build a lender-ready file: rent roll, T-12, sponsor package, and the story that gets a credit committee to yes.
Shop the capital markets
Your file goes to the right desks — priced against live rate sheets, with every quote tied back to its source.
Term sheet to close
We negotiate, manage diligence and conditions to clear-to-close, and keep every party moving to the wire.
Advisory that earns the term sheet.
We're a debt and capital-markets advisory built around one idea: a borrower is best served when their file is underwritten before it's shopped, and priced on evidence, not optimism.
Start a scenarioPriced on real sheets
Every quote we hand you is backed by a current lender rate sheet — you see the source, not a guess.
Structured, not shopped blind
We underwrite the file before it leaves the building, so lenders see a credit story instead of a data dump.
Built for speed
A processed file and the right relationships mean term sheets in days, and a close that holds its date.
An institutional network
Agency, bank, debt fund, life co, and private capital — relationships maintained, not cold-called.
Property types we finance
Have a deal? Let's price it.
Send the scenario and we'll come back with structure and real terms — usually same week. No fee to get a read on your deal.